Loan types

Business loans for Australian businesses

The main ways to borrow for a business, explained by what each one is good for, what it asks of you and when another option would serve you better.

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Unsecured business loans

Unsecured business loans for Australian businesses: how they're sized on turnover, what they suit, what lenders check and when property security is smarter.

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Secured business loans

How property-backed business loans work in Australia: first and second mortgages, caveat loans, how much equity you need and which purchases they suit.

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Business line of credit

How a business line of credit works in Australia, which regular purchases it suits, how limits are set and how to use one without it becoming permanent debt.

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Working capital loans

Working capital loans explained for Australian businesses: what they cover, how lenders size them and how to tell a timing gap from a deeper cash problem.

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Low doc business loans

Low doc business loans for Australian owners whose tax returns or financials are behind: what lenders accept instead, which purchases suit and what to watch.

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Bad credit business loans

Bad credit business loans in Australia: what lenders weigh up, how defaults and ATO debt are viewed, and the steps that improve your chances of approval.

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Startup business loans

Startup business loans in Australia: how new businesses fund fit-outs, vehicles and opening stock, what lenders need with no trading history and other options.

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Business loan costs

Why business loan pricing varies, every fee to ask about, and how to compare offers on total dollars so the cheapest-looking loan isn't the dearest one.

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See what your business could qualify for

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